📋 Legal Document

Terms of Service

This Agreement governs your access to and use of ApproveMyVisa. By using our platform, you accept these Terms in full. Please read carefully before proceeding.

Last Updated: June 1, 2026 · Version 2.1

⚠️ CRITICAL NOTICE: ApproveMyVisa is an AI-powered information and document preparation tool. We are NOT a law firm, licensed immigration consultant, Regulated Canadian Immigration Consultant (RCIC), attorney, barrister, solicitor, or immigration representative in any jurisdiction. Nothing on this platform constitutes legal advice. No visa approval, immigration outcome, permit, residency, or government decision of any kind is guaranteed. All decisions rest solely with the relevant government authority.

1 Acceptance of Terms

These Terms of Service ("Terms," "Agreement") are a legally binding contract between you ("User," "you," "your") and ApproveMyVisa ("ApproveMyVisa," "Company," "we," "us," "our"), a brand operated by its parent corporation registered in Alberta, Canada.

By accessing, browsing, registering for, purchasing from, or otherwise using the ApproveMyVisa platform at www.approvemyvisa.com (the "Platform") or any associated services, applications, tools, APIs, or communications, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms in their entirety, you must immediately cease all use of the Platform. Your continued use of the Platform at any time constitutes your ongoing acceptance of these Terms as may be updated from time to time without prior notice.

We reserve the right to modify, update, or replace these Terms at our sole discretion at any time. Changes become effective immediately upon posting. It is your sole responsibility to review these Terms periodically for changes. No individual notice of changes will be provided unless required by applicable law.

These Terms apply to all visitors, users, account holders, purchasers, subscribers, and any other person who accesses or uses the Platform in any capacity.

By using the Platform you acknowledge that you have had the opportunity to seek independent legal advice regarding these Terms, that you understand and voluntarily accept every provision herein — including the limitation of liability, disclaimers, indemnification, class-action waiver, and dispute-resolution provisions — and that these Terms are reasonable and enforceable to the fullest extent permitted by law.

2 About ApproveMyVisa

ApproveMyVisa is an AI-powered information platform designed to provide general immigration-related information, guidance, and document preparation assistance to individuals seeking information about visa applications, immigration processes, retirement migration, and related topics.

The Platform serves users globally across multiple countries and visa categories, including but not limited to the United Kingdom, Canada, United States, Schengen Area, United Arab Emirates, Australia, Germany, Ireland, New Zealand, Portugal, Spain, and Italy.

ApproveMyVisa is not affiliated with, endorsed by, sponsored by, or connected to any government, immigration authority, embassy, consulate, visa processing center, or official government body in any country. We have no influence over government decisions, processing times, or application outcomes.

3 Not Legal Advice — Critical Disclaimer

THE INFORMATION, CONTENT, DOCUMENTS, CHECKLISTS, AI RESPONSES, ANALYSIS, GUIDANCE, AND ALL OTHER MATERIALS PROVIDED BY APPROVEMYVISA DO NOT CONSTITUTE LEGAL ADVICE, IMMIGRATION LEGAL ADVICE, PROFESSIONAL LEGAL COUNSEL, OR ANY FORM OF REGULATED PROFESSIONAL ADVICE.

ApproveMyVisa is not and does not hold itself out to be: a law firm, legal practitioner, immigration attorney, Regulated Canadian Immigration Consultant (RCIC), Registered Immigration Consultant, licensed solicitor, barrister, notary, immigration adviser, or any other type of licensed professional in any jurisdiction worldwide.

No attorney-client relationship, consultant-client relationship, fiduciary relationship, or any other professional advisory relationship is created by your use of the Platform or any of its services, features, tools, or communications, regardless of the nature, duration, or frequency of your interaction.

Immigration laws, regulations, policies, procedures, forms, fees, processing times, eligibility requirements, and government priorities change frequently and without notice. AI-generated information and Platform content may not reflect the most current rules, policies, or government requirements at the time of your use.

You are solely responsible for independently verifying all immigration information through official government sources, including but not limited to official government websites, embassies, and consulates, before making any decision, submitting any application, or taking any action.

For all immigration matters — particularly complex, high-stakes, time-sensitive, or consequential applications — you should consult a qualified, licensed immigration professional, licensed attorney, or RCIC in the relevant jurisdiction before proceeding. ApproveMyVisa expressly recommends obtaining professional advice for all immigration matters.

4 No Guarantee of Results

ApproveMyVisa makes no representation, warranty, promise, assurance, or guarantee of any kind — express or implied — regarding any immigration outcome, including but not limited to:

  • Visa approval, issuance, or extension of any type in any country
  • Immigration permit, work authorization, or right to remain
  • Residency permit, permanent residency, or citizenship grant
  • Retirement visa, digital nomad visa, or investor visa approval
  • Travel authorization, electronic travel authorization, or transit visa
  • Refugee status, asylum claim outcome, or humanitarian protection
  • Express Entry draw invitation, CRS score outcome, or provincial nomination
  • Refusal reversal, appeal outcome, or administrative review result
  • Any other decision made by any government authority, immigration body, tribunal, or third party

Government Decisions Are Sole and Final

All immigration decisions are made exclusively by the relevant government authorities, immigration officers, border agents, embassies, consulates, and tribunals in their sole and absolute discretion. No service, tool, AI system, checklist, cover letter, document preparation assistance, professional guidance, or any other form of preparation or assistance — including that provided by ApproveMyVisa — can guarantee, predict, influence, ensure, or compel any government decision.

Past Performance Does Not Guarantee Future Results

Any success rates, testimonials, case studies, statistics, or historical outcomes referenced anywhere on the Platform are provided for general illustrative purposes only. They do not constitute a guarantee, warranty, representation, or promise that you will achieve similar or any particular result. Each immigration case is unique, subject to individual facts, government discretion, policy changes, economic conditions, and factors entirely outside our knowledge or control.

No Liability for Adverse Outcomes

ApproveMyVisa, its officers, directors, employees, contractors, affiliates, consultants, licensors, and agents (collectively, the "Protected Parties") accept no responsibility or liability whatsoever for any visa refusal, rejection, delay, administrative error, ban, cancellation, appeal failure, processing mistake, lost document, government error, or any other adverse immigration outcome, regardless of whether you used our services, followed our guidance, or relied on any information provided by the Platform.

5 Services Description

The Platform provides, without limitation, the following services for general informational and document preparation purposes only:

  • AI-generated immigration information, guidance, and general knowledge responses
  • Document checklist generation based on user-provided information
  • Cover letter and personal statement drafting assistance
  • Visa refusal letter analysis and plain-English interpretation
  • Canada Express Entry CRS points estimation calculator
  • Retirement migration information for Portugal, Spain, Italy, and other destinations
  • General immigration country and visa type guidance
  • Blog articles, educational content, and general informational resources

All services are provided for general informational and document preparation assistance purposes only. Services are not a substitute for qualified professional legal advice, licensed immigration consulting, representation before any government authority, or official legal services of any kind.

We reserve the right at any time and without notice or liability to modify, suspend, discontinue, restrict, add to, or remove any service, feature, tool, content, functionality, or aspect of the Platform for any reason.

6 User Responsibilities

Accuracy of Information

You represent and warrant that all information you provide to the Platform is accurate, complete, truthful, current, and not misleading. You acknowledge that AI-generated guidance is based solely on the information you provide, and that inaccurate, incomplete, or misleading input will produce inaccurate output for which ApproveMyVisa bears no responsibility.

Independent Verification

You are solely responsible for independently verifying all immigration requirements, deadlines, fees, eligibility criteria, application procedures, and government requirements through official government sources before taking any action, submitting any application, or making any decision. You agree not to rely solely on any information provided by the Platform for any consequential decision.

Professional Advice

You acknowledge that for complex, high-stakes, or consequential immigration matters, you should seek qualified professional advice. You agree that ApproveMyVisa's recommendation to consult a licensed professional does not create any obligation on our part.

Lawful Use

You will use the Platform only for lawful purposes, in accordance with these Terms, and in compliance with all applicable laws and regulations in your jurisdiction. You will not use the Platform to assist with, facilitate, or prepare any fraudulent, misleading, deceptive, or unlawful immigration application or submission.

Age and Capacity

You confirm that you are at least 18 years of age (or the age of majority in your jurisdiction), that you have the legal capacity to enter into this Agreement, and that you are not prohibited from using the Platform by applicable law.

7 Accounts and Registration

Certain features require account registration. By creating an account, you agree to: provide accurate and complete registration information; maintain and update your information promptly; keep your credentials confidential and secure; accept full responsibility for all activity under your account; and notify us immediately of any suspected unauthorized access.

You may not share, transfer, sell, or assign your account to any third party. Each account is for a single authorized user only.

We reserve the right, in our sole discretion and without liability, to suspend, restrict, terminate, block, or delete any account at any time, with or without notice, for any reason, including but not limited to: violation of these Terms; suspicious, fraudulent, or abusive activity; security concerns; payment failure; regulatory requirements; or operational reasons. No compensation or refund shall be owed for account termination except as expressly provided in Section 8.

8 Payment Terms and Refund Policy

Payment Processing

All payments are processed by Stripe, a third-party payment processor. By making a payment, you agree to Stripe's terms of service and privacy policy in addition to these Terms. All prices are displayed in Canadian Dollars (CAD) unless otherwise expressly stated. We reserve the right to change pricing at any time without prior notice.

Non-Refundable Digital Services

Due to the immediate and digital nature of our services, the following are non-refundable once initiated, accessed, generated, or delivered:

  • AI-generated document checklists, cover letters, guidance packages, and refusal analyses — once accessed or downloaded
  • Any digital report, assessment, document, or content delivered electronically
  • Processing or research work once initiated on behalf of a user
  • Any service for which substantial work has been performed

No Refunds for Government Outcomes

Fees paid to ApproveMyVisa are charged for information, document preparation assistance, and platform access — not for visa approvals or government outcomes. No refund will be issued on the basis of any visa refusal, rejection, delay, change in personal circumstances, government policy change, or any other adverse or undesired government decision.

Chargeback and Dispute Policy

You agree to contact us at [email protected] before initiating any chargeback or payment dispute with your bank or card issuer. Initiating a chargeback without first contacting us constitutes a material breach of this Agreement. We reserve the right to: dispute unjustified chargebacks; recover associated costs, fees, and administrative expenses; suspend or permanently terminate the relevant account; and report fraudulent chargeback activity to relevant authorities where permitted by law.

9 Intellectual Property

All content, materials, features, functionality, and technology on the Platform — including but not limited to text, graphics, logos, brand elements, images, audio, data compilations, AI models, algorithms, software code, user interface designs, layouts, and the overall compilation and arrangement thereof — are the exclusive proprietary property of ApproveMyVisa or its licensors and are protected by applicable copyright, trademark, trade secret, patent, and other intellectual property laws worldwide.

Restrictions — You May Not Without Written Permission

  • Copy, reproduce, republish, upload, transmit, or distribute any Platform content for any commercial purpose
  • Scrape, crawl, mine, or use automated tools to extract data from the Platform
  • Reverse engineer, decompile, disassemble, or attempt to derive source code or AI training data
  • Create derivative works based on Platform content, design, or materials
  • Use our name, logo, branding, or trademarks in any manner
  • Frame, mirror, or embed any portion of the Platform on another website or application
  • Resell, sublicense, or commercialize any Platform content or generated materials

Documents generated for your personal use (checklists, cover letters, etc.) may be used solely for your own individual immigration application. Commercial redistribution, resale, or sublicensing of generated content is strictly prohibited without explicit written authorization.

10 Limitation of Liability

PLEASE READ THIS SECTION CAREFULLY. IT SIGNIFICANTLY LIMITS THE LIABILITY OF APPROVEMYVISA AND THE PROTECTED PARTIES AND ALLOCATES RISK TO YOU.

Assumption of Risk. You expressly acknowledge and agree that your use of the Platform is entirely at your own risk, that you assume full and sole responsibility for any and all decisions, actions, applications, and outcomes arising from or related to your use of the Platform, and that you knowingly and voluntarily accept all risks associated with relying on AI-generated information. You agree that you have not relied on any representation, promise, or assurance not expressly set out in these Terms.

To the absolute fullest extent permitted by applicable law, the Protected Parties shall have no liability whatsoever for any loss, damage, cost, expense, claim, or harm of any nature arising out of or related to your use of or inability to use the Platform, including without limitation:

  • Any visa refusal, rejection, denial, cancellation, delay, revocation, or adverse government decision of any kind
  • Any direct, indirect, incidental, consequential, special, exemplary, aggravated, or punitive damages
  • Loss of profits, revenue, income, business, data, opportunity, reputation, or goodwill
  • Financial loss, immigration costs, legal fees, travel expenses, or relocation costs
  • Errors, omissions, inaccuracies, incompleteness, or outdated information in any AI-generated or Platform content
  • Reliance on any information, guidance, checklist, cover letter, analysis, or content provided by the Platform
  • Platform unavailability, interruption, downtime, maintenance, outages, or technical failures
  • Unauthorized access, data breach, hacking, cyber incidents, or security failures
  • Actions, omissions, decisions, errors, or policies of any government authority, embassy, third party, payment processor, or service provider
  • Immigration, financial, personal, professional, or legal consequences of any kind resulting from use of the Platform
  • Loss, corruption, or destruction of data, documents, or information submitted to or generated by the Platform
  • Any claim made against you by a third party, government authority, or regulatory body

This limitation applies regardless of the legal theory under which the claim is brought — whether in contract, tort, negligence, strict liability, statute, equity, or otherwise — and even if the Protected Parties have been advised of the possibility of such damages and even if a remedy fails of its essential purpose.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF ALL PROTECTED PARTIES TO YOU FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATED TO YOUR USE OF THE PLATFORM SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT ACTUALLY PAID BY YOU TO APPROVEMYVISA IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM; OR (B) ONE HUNDRED CANADIAN DOLLARS (CAD $100.00). SOME JURISDICTIONS DO NOT PERMIT CERTAIN LIABILITY EXCLUSIONS. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE MINIMUM EXTENT REQUIRED BY APPLICABLE LAW.

11 Indemnification

You agree to fully defend, indemnify, and hold harmless the Protected Parties from and against any and all claims, demands, actions, proceedings, liabilities, damages, losses, fines, penalties, costs, and expenses (including reasonable legal fees and expert costs) arising out of or related to:

  • Your access to or use of the Platform in any manner
  • Your violation or alleged violation of these Terms or our Privacy Policy
  • Your violation of any applicable law, regulation, or rights of any third party
  • Any information you provide to the Platform, to any government authority, or to any third party
  • Your reliance on Platform content for any decision, application, or action
  • Any content you post, submit, transmit, or make available through the Platform
  • Any dispute between you and any third party, government, or regulatory body

We reserve the right to assume exclusive control of any matter subject to indemnification by you, at your cost and expense, and you agree to fully cooperate with our defense and settlement of such matter.

Release of Claims

To the fullest extent permitted by applicable law, you hereby release, waive, and forever discharge the Protected Parties from any and all claims, demands, damages, and causes of action, known or unknown, arising out of or in any way connected with your use of the Platform, any reliance on its content, or any immigration outcome. You agree that this release is intended to be as broad and inclusive as permitted by the laws of the Province of Alberta and Canada.

12 Third-Party Services and Disclaimers

The Platform may link to, integrate with, or reference third-party websites, services, payment processors, government portals, advertising networks, analytics providers, API services, and other external resources. These third-party services are entirely independent of and not controlled by ApproveMyVisa.

We make no representation, warranty, or guarantee regarding the accuracy, reliability, availability, safety, legality, or quality of any third-party service, website, or content. We are not responsible for any content, privacy practices, data handling, policies, errors, omissions, products, services, or decisions of any third party.

Your use of any third-party service is at your sole risk and subject to that third party's own terms and conditions. ApproveMyVisa expressly disclaims all liability arising from your interaction with, reliance on, or use of any third-party service, including government agencies, payment processors, immigration professionals, employers, landlords, or any other party.

The inclusion of any link or reference to a third-party service does not imply endorsement, affiliation, partnership, sponsorship, or recommendation by ApproveMyVisa.

13 Disclaimer of Warranties

THE PLATFORM AND ALL SERVICES, CONTENT, TOOLS, AI-GENERATED MATERIALS, AND FEATURES ARE PROVIDED STRICTLY ON AN "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, APPROVEMYVISA AND THE PROTECTED PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES INCLUDING, WITHOUT LIMITATION: (A) WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, AND NON-INFRINGEMENT; (B) WARRANTIES THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE, SECURE, OR AVAILABLE AT ANY TIME OR LOCATION; (C) WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, TIMELINESS, CURRENCY, OR SUITABILITY OF ANY CONTENT; (D) WARRANTIES THAT AI-GENERATED CONTENT IS ACCURATE, CURRENT, OR APPROPRIATE FOR YOUR SITUATION; (E) WARRANTIES REGARDING ANY IMMIGRATION OUTCOME, GOVERNMENT DECISION, OR APPLICATION RESULT; (F) WARRANTIES THAT DEFECTS WILL BE CORRECTED.

14 Prohibited Conduct

You agree not to use the Platform, directly or indirectly, to:

  • Violate any applicable law, regulation, treaty, or third-party right in any jurisdiction
  • Assist in the preparation, filing, or submission of any fraudulent, misleading, deceptive, or dishonest immigration application or supporting document
  • Misrepresent your identity, qualifications, employment, finances, relationships, travel history, or eligibility to any government authority
  • Engage in the unauthorized practice of law, immigration consulting, or any regulated profession
  • Scrape, harvest, or systematically extract data, content, or AI outputs from the Platform
  • Use automated bots, scripts, crawlers, or tools to access or interact with the Platform
  • Interfere with, disrupt, overburden, or damage Platform infrastructure, systems, or networks
  • Attempt to gain unauthorized access to any account, system, or data
  • Transmit viruses, malware, or other harmful or disruptive code
  • Resell, sublicense, or commercialize Platform services without written authorization
  • Circumvent, disable, or interfere with security or access restriction features
  • Use the Platform in any manner that could expose us to legal liability or reputational harm

Violation of these prohibitions may result in immediate account termination, civil and criminal liability, legal action, and reporting to appropriate regulatory or law enforcement authorities.

15 Termination and Suspension

We reserve the right, in our absolute sole discretion and without any liability to you or any third party, to suspend, restrict, block, or permanently terminate your access to the Platform at any time, immediately and without prior notice, for any reason, including but not limited to: breach or suspected breach of these Terms; fraudulent, abusive, or suspicious activity; failure to make payment; requests from law enforcement or regulatory authorities; extended inactivity; or operational, technical, legal, or commercial requirements.

Upon termination: all licenses and rights granted to you immediately expire; you must cease all use of the Platform; we may delete your account data subject to our data retention obligations. Termination does not entitle you to any refund except as expressly provided in Section 8.

Provisions that by their nature survive termination — including without limitation intellectual property, liability limitations, indemnification, disclaimers, and dispute resolution — shall survive indefinitely.

16 Content, Accuracy and Changes

Immigration laws, regulations, policies, requirements, procedures, fees, forms, and eligibility criteria are subject to change by government authorities at any time without notice. We make reasonable efforts to keep content current, but we cannot guarantee that all information is accurate, complete, or up to date at any given moment.

AI-generated content may contain errors, omissions, hallucinations, outdated information, or responses that are inaccurate or inappropriate for your specific circumstances. The AI system operates based on its training data and may not have knowledge of recent changes, regional variations, or case-specific nuances.

We reserve the right to modify, update, correct, remove, restrict, or discontinue any content, service, feature, pricing, policy, or aspect of the Platform at any time, without notice and without liability of any kind.

17 Governing Law and Dispute Resolution

Governing Law

These Terms and any dispute arising from or related to them shall be governed by the laws of the Province of Alberta and the applicable federal laws of Canada, without regard to conflict of law principles. You consent to the exclusive jurisdiction of the courts of Alberta, Canada for the resolution of any dispute that cannot be resolved informally.

Informal Resolution First

Before initiating any formal legal proceeding, you agree to first contact us and allow at least thirty (30) calendar days for good-faith informal resolution of the dispute. Failure to attempt informal resolution shall be grounds for dismissal of any formal proceeding.

Class Action Waiver

To the fullest extent permitted by applicable law, you waive any right to bring or participate in any class action, collective action, mass action, or representative proceeding against ApproveMyVisa or the Protected Parties. All claims must be brought in your individual capacity only.

Limitation Period

Any claim or cause of action arising from or related to your use of the Platform must be commenced within one (1) year after the event giving rise to the claim, after which such claim is permanently time-barred, to the extent permitted by applicable law.

18 General Provisions

Severability

If any provision of these Terms is held invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed from these Terms if modification is not possible. The remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any other policies or agreements referenced herein, constitute the entire agreement between you and ApproveMyVisa with respect to the Platform and supersede all prior agreements, representations, warranties, and understandings.

No Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. Any waiver must be in writing signed by an authorized representative of ApproveMyVisa.

Assignment

We may assign or transfer these Terms, in whole or in part, without restriction or notice. You may not assign your rights or obligations without our prior written consent.

Force Majeure

ApproveMyVisa is not liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to government actions, laws, regulations, embargoes, pandemics, natural disasters, wars, cyber attacks, internet disruptions, power failures, or labor disputes.

Language

These Terms are written in English. Any translation is provided for convenience only. The English version governs in all cases of conflict or ambiguity.

19 Contact Information

For questions, concerns, or notices regarding these Terms of Service:

ApproveMyVisa

A Canadian Registered Corporation

Calgary, Alberta, Canada

Email: [email protected]

We aim to respond to all inquiries within 3–5 business days. For urgent legal matters, consult a qualified attorney or licensed immigration professional in your jurisdiction. Communications to us do not create any professional advisory relationship.

⚠️ ApproveMyVisa is not a law firm and does not provide legal advice. Not a Regulated Canadian Immigration Consultant (RCIC). AI information and document preparation platform only. Canadian Registered Corporation · Calgary, Alberta, Canada.